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I want to welcome you to this blog. I will make every effort to provide useful and informative, and up-to-date content to give you a reason to return again and again.

I have watched the birth, childhood, and now into the teenage years of this Reverse Mortgage product. When first introduced, everyone wondered just how this loan was going to work. The general consensus among seniors was that it was going to be a way for banks to take their homes away. Some greedy loan officers preyed on unsuspecting seniors and this loan got a black eye very quickly. In the early 90's, I stayed away from offering this loan merely because I did not want to be labeled as "one of those" shady loan officers.

Since then, this loan has gone through a lot of growing up and with the help of a lot of good government protection in the form of regulations, the FHA HECM Reverse Mortgage is now a very viable loan product that every senior should, at least, educate themselves on.